Explain Query (mysql)

EXPLAIN SELECT * FROM `user_payments` `t` WHERE `t`.`user_id`='308842' AND `t`.`in_use`=1 ORDER BY card_priority ASC LIMIT 1
id select_type table partitions type possible_keys key key_len ref rows filtered Extra
1 SIMPLE t ref user_id Index user_id Index 5 const 5 10.00 Using where; Using filesort